/* ==========================================================================
   Meridian Institute of Finance Standards (MIFS)
   Institutional design system — navy · gold · serif display + clean sans.
   Component catalog (use ONLY these):
     Layout .container .section .section--mist .section--navy .grid .grid-2 .grid-3 .grid-4
     Type   .eyebrow  h1..h4  .lede  .prose  .rule-gold
     Button .btn .btn--primary .btn--gold .btn--ghost .btn--light  .btn--lg
     Cards  .card .card--credential .card--link .card-media .card-body  .stat .stat-grid
     Bits   .breadcrumb .badge .pill .feature .feature-list .note .kpi-band
     Header .site-header .nav ...   Footer .site-footer ...
     Verify .verify-tool ...
   ========================================================================== */

:root{
  --navy:#0b2a4e; --navy-deep:#071d38; --navy-800:#0f325c;
  --blue:#1e5fa8; --blue-bright:#2f76c4;
  --gold:#b0873c; --gold-hi:#caa155; --gold-soft:#f4ecdd;
  --ink:#16222f; --body:#3a4a5a; --muted:#6b7a8b;
  --paper:#ffffff; --mist:#f4f7fb; --mist-2:#eef3f9; --line:#e2e9f1; --line-strong:#cdd8e4;
  --good:#1f8a54; --bad:#c0392b;
  --serif:"Lora", Georgia, "Times New Roman", serif;
  --sans:"Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --wrap:1180px; --radius:10px; --shadow:0 18px 40px -22px rgba(11,42,78,.28);
}
*{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{font-family:var(--sans);font-size:16.5px;line-height:1.62;color:var(--body);background:var(--paper);-webkit-font-smoothing:antialiased;}
img{max-width:100%;display:block;}
a{color:var(--blue);text-decoration:none;}
a:hover{color:var(--navy);}

/* ---- layout ---- */
.container{max-width:var(--wrap);margin:0 auto;padding:0 24px;}
.container--narrow{max-width:840px;}
.section{padding:78px 0;}
.section--tight{padding:52px 0;}
.section--mist{background:var(--mist);}
.section--navy{background:var(--navy);color:#dbe6f2;}
.section--navy h1,.section--navy h2,.section--navy h3{color:#fff;}
.grid{display:grid;gap:26px;}
.grid-2{grid-template-columns:repeat(2,1fr);}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-4{grid-template-columns:repeat(4,1fr);}
@media(max-width:960px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr);}}
@media(max-width:640px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr;}}

/* ---- type ---- */
h1,h2,h3,h4{font-family:var(--serif);color:var(--ink);font-weight:600;line-height:1.16;letter-spacing:-.01em;text-wrap:balance;}
h1{font-size:clamp(2.3rem,4.6vw,3.5rem);}
h2{font-size:clamp(1.8rem,3.2vw,2.5rem);}
h3{font-size:1.32rem;line-height:1.28;}
h4{font-size:1.06rem;}
p{margin:0 0 1rem;}
.eyebrow{font-family:var(--sans);font-weight:700;font-size:.74rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin-bottom:14px;display:inline-block;}
.section--navy .eyebrow{color:var(--gold-hi);}
.lede{font-size:1.2rem;line-height:1.6;color:var(--body);}
.section--navy .lede{color:#c3d3e6;}
.rule-gold{width:56px;height:3px;background:var(--gold);border:0;margin:0 0 22px;}
.section-head{max-width:720px;margin-bottom:44px;}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.section-head.center .rule-gold{margin-left:auto;margin-right:auto;}
.muted{color:var(--muted);}
.prose{color:var(--body);}
.prose h2{margin:2.4rem 0 1rem;font-size:1.7rem;}
.prose h3{margin:2rem 0 .7rem;}
.prose p{margin-bottom:1.15rem;}
.prose ul,.prose ol{margin:0 0 1.2rem 1.1rem;}
.prose li{margin-bottom:.5rem;}
.prose a{text-decoration:underline;text-underline-offset:3px;}

/* ---- buttons ---- */
.btn{display:inline-flex;align-items:center;gap:9px;font-family:var(--sans);font-weight:600;font-size:.95rem;
  padding:12px 24px;border-radius:8px;border:1.5px solid transparent;cursor:pointer;transition:.18s;white-space:nowrap;}
.btn--lg{padding:15px 32px;font-size:1rem;}
.btn--primary{background:var(--navy);color:#fff;border-color:var(--navy);}
.btn--primary:hover{background:var(--navy-800);color:#fff;}
.btn--gold{background:var(--gold);color:#2a1e08;border-color:var(--gold);}
.btn--gold:hover{background:var(--gold-hi);color:#2a1e08;}
.btn--ghost{background:transparent;color:var(--navy);border-color:var(--line-strong);}
.btn--ghost:hover{border-color:var(--navy);color:var(--navy);}
.btn--light{background:#fff;color:var(--navy);border-color:#fff;}
.btn--light:hover{background:var(--gold-soft);color:var(--navy);}
.btn--outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.4);}
.btn--outline-light:hover{border-color:#fff;background:rgba(255,255,255,.08);color:#fff;}
.arrow{transition:transform .18s;}
.btn:hover .arrow{transform:translateX(3px);}

/* ---- header ---- */
.topbar{background:var(--navy-deep);color:#9fb6d0;font-size:.8rem;}
.topbar .container{display:flex;justify-content:space-between;align-items:center;height:38px;gap:20px;}
.topbar a{color:#c6d6ea;}
.topbar a:hover{color:#fff;}
.topbar-links{display:flex;gap:20px;}
@media(max-width:760px){.topbar{display:none;}}
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);}
.site-header .container{display:flex;align-items:center;justify-content:space-between;height:74px;gap:24px;}
.brand{display:flex;align-items:center;gap:12px;flex:none;}
.brand svg{height:42px;width:42px;flex:none;}
.brand-txt{display:flex;flex-direction:column;line-height:1.02;}
.brand-name{font-family:var(--serif);font-weight:600;font-size:1.18rem;color:var(--navy);letter-spacing:.01em;}
.brand-sub{font-size:.62rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600;}
.nav{display:flex;align-items:center;gap:4px;}
.nav a{color:var(--ink);font-weight:500;font-size:.95rem;padding:9px 14px;border-radius:6px;position:relative;}
.nav a:hover{background:var(--mist);color:var(--navy);}
.nav a.active{color:var(--navy);}
.nav a.active::after{content:"";position:absolute;left:14px;right:14px;bottom:2px;height:2px;background:var(--gold);}
.header-cta{display:flex;align-items:center;gap:10px;flex:none;}
.nav-toggle{display:none;background:none;border:0;padding:8px;cursor:pointer;}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;transition:.2s;}
@media(max-width:1040px){
  .nav,.header-cta .btn{display:none;}
  .nav-toggle{display:block;}
  .site-header .container{height:64px;}
}
.mobile-nav{display:none;border-top:1px solid var(--line);background:#fff;}
.mobile-nav.open{display:block;}
.mobile-nav a{display:block;padding:14px 24px;border-bottom:1px solid var(--line);color:var(--ink);font-weight:500;}
.mobile-nav .btn{margin:16px 24px;display:flex;justify-content:center;}

/* ---- hero ---- */
.hero{position:relative;background:linear-gradient(120deg,var(--navy-deep) 0%,var(--navy) 55%,var(--navy-800) 100%);color:#dce7f3;overflow:hidden;}
.hero::before{content:"";position:absolute;inset:0;background:
  radial-gradient(600px 380px at 82% 8%,rgba(176,135,60,.14),transparent 60%),
  url("assets/meridian.svg") right center/auto 118% no-repeat;opacity:.9;pointer-events:none;}
.hero .container{position:relative;padding-top:86px;padding-bottom:90px;max-width:var(--wrap);}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:36px;}}
.hero h1{color:#fff;max-width:14ch;}
.hero .lede{color:#c6d6ea;max-width:46ch;margin:20px 0 30px;}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;}
.hero-badge{display:inline-flex;align-items:center;gap:10px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);
  border-radius:99px;padding:7px 16px;font-size:.8rem;color:#cfe0f2;margin-bottom:24px;font-weight:500;}
.hero-badge b{color:var(--gold-hi);font-weight:700;}
.hero-panel{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.13);border-radius:14px;padding:26px;backdrop-filter:blur(3px);}
.hero-panel h4{color:#fff;font-size:1rem;margin-bottom:14px;}
.hero-verify{display:flex;gap:8px;}
.hero-verify input{flex:1;min-width:0;border:1px solid rgba(255,255,255,.22);background:rgba(255,255,255,.06);color:#fff;
  border-radius:7px;padding:11px 13px;font-size:.9rem;font-family:var(--sans);}
.hero-verify input::placeholder{color:#8fa6c0;}
.hero-note{font-size:.78rem;color:#8fa6c0;margin-top:12px;}

/* ---- page hero (interior) ---- */
.page-hero{background:linear-gradient(120deg,var(--navy-deep),var(--navy));color:#cddcec;position:relative;overflow:hidden;}
.page-hero::before{content:"";position:absolute;inset:0;background:url("assets/meridian.svg") right center/auto 150% no-repeat;opacity:.5;}
.page-hero .container{position:relative;padding:60px 24px 64px;}
.page-hero h1{color:#fff;max-width:20ch;}
.page-hero .lede{color:#c6d6ea;max-width:56ch;margin-top:16px;}
.breadcrumb{font-size:.82rem;color:#93aac6;margin-bottom:18px;}
.breadcrumb a{color:#bcd0e8;}
.breadcrumb a:hover{color:#fff;}

/* ---- stats ---- */
.stat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;}
@media(max-width:760px){.stat-grid{grid-template-columns:repeat(2,1fr);}}
.stat{padding:6px 0;}
.stat .num{font-family:var(--serif);font-weight:600;font-size:2.5rem;color:var(--navy);line-height:1;}
.section--navy .stat .num{color:#fff;}
.stat .num small{font-size:1.4rem;color:var(--gold);}
.stat .lab{margin-top:10px;font-size:.86rem;color:var(--muted);border-top:2px solid var(--gold);padding-top:9px;display:inline-block;}
.section--navy .stat .lab{color:#a9c0da;}

/* ---- cards ---- */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:.2s;display:flex;flex-direction:column;}
.card:hover{box-shadow:var(--shadow);border-color:var(--line-strong);transform:translateY(-2px);}
.card-body{padding:26px;flex:1;display:flex;flex-direction:column;}
.card h3{margin-bottom:10px;}
.card p{color:var(--body);font-size:.96rem;}
.card--credential{border-top:3px solid var(--gold);}
.cred-mark{font-family:var(--serif);font-weight:600;font-size:1.5rem;color:var(--navy);}
.cred-mark sup{color:var(--gold);font-size:.8rem;top:-.7em;}
.cred-name{font-family:var(--sans);font-weight:600;font-size:.92rem;color:var(--muted);margin:2px 0 14px;}
.cred-meta{margin-top:auto;padding-top:16px;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;gap:8px;}
.pill{display:inline-block;background:var(--mist-2);color:var(--navy);font-size:.74rem;font-weight:600;padding:4px 10px;border-radius:5px;}
.pill--gold{background:var(--gold-soft);color:#7a5a1e;}
.card--link{cursor:pointer;}
.card--link h3 a{color:var(--ink);}
.card--link:hover h3 a{color:var(--navy);}
.card-kicker{font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:8px;}
.card-cta{margin-top:16px;font-weight:600;color:var(--blue);font-size:.92rem;}

/* ---- feature rows ---- */
.feature{display:flex;gap:18px;}
.feature .fico{flex:none;width:46px;height:46px;border-radius:9px;background:var(--mist-2);color:var(--navy);
  display:grid;place-items:center;}
.feature .fico svg{width:23px;height:23px;}
.feature h4{margin-bottom:6px;color:var(--ink);}
.feature p{font-size:.94rem;color:var(--body);margin:0;}
.feature-list{list-style:none;display:grid;gap:16px;}
.feature-list li{display:flex;gap:12px;align-items:flex-start;}
.feature-list .chk{flex:none;width:22px;height:22px;border-radius:50%;background:var(--gold-soft);color:var(--gold);
  display:grid;place-items:center;font-size:.8rem;font-weight:800;margin-top:1px;}

/* split media */
.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center;}
.split--mist{}
@media(max-width:860px){.split{grid-template-columns:1fr;gap:32px;}}
.panel{background:#fff;border:1px solid var(--line);border-radius:14px;padding:30px;box-shadow:var(--shadow);}
.panel--navy{background:var(--navy);color:#cfe0f2;border:0;}
.panel--navy h3{color:#fff;}

/* ---- CTA band ---- */
.cta-band{background:linear-gradient(120deg,var(--navy),var(--navy-800));color:#dbe8f5;border-radius:16px;padding:52px;position:relative;overflow:hidden;}
.cta-band::before{content:"";position:absolute;inset:0;background:url("assets/meridian.svg") right center/auto 160% no-repeat;opacity:.4;}
.cta-band .inner{position:relative;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap;}
.cta-band h2{color:#fff;max-width:20ch;}
.cta-band p{color:#bcd0e8;margin:8px 0 0;max-width:46ch;}

/* ---- kpi band ---- */
.kpi-band{background:var(--navy);color:#fff;}
.kpi-band .container{padding:44px 24px;}

/* ---- verify tool ---- */
.verify-tool{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:30px;max-width:640px;}
.verify-tool label{font-weight:600;color:var(--ink);font-size:.9rem;display:block;margin-bottom:8px;}
.verify-row{display:flex;gap:10px;}
.verify-row input{flex:1;min-width:0;border:1.5px solid var(--line-strong);border-radius:8px;padding:13px 15px;font-size:1rem;font-family:var(--sans);color:var(--ink);}
.verify-row input:focus{outline:none;border-color:var(--navy);}
.verify-hint{font-size:.83rem;color:var(--muted);margin-top:10px;}
.verify-hint code{background:var(--mist-2);padding:2px 7px;border-radius:5px;font-size:.82em;color:var(--navy);cursor:pointer;}
.verify-result{margin-top:22px;border-radius:12px;padding:22px;display:none;}
.verify-result.show{display:block;animation:fade .25s ease;}
@keyframes fade{from{opacity:0;transform:translateY(6px);}to{opacity:1;transform:none;}}
.verify-result.valid{background:#f0f8f3;border:1px solid #bfe3cf;}
.verify-result.invalid{background:#fdf1ef;border:1px solid #f2c9c2;}
.vr-head{display:flex;align-items:center;gap:12px;margin-bottom:16px;}
.vr-badge{flex:none;width:40px;height:40px;border-radius:50%;display:grid;place-items:center;color:#fff;font-size:1.2rem;font-weight:800;}
.valid .vr-badge{background:var(--good);}
.invalid .vr-badge{background:var(--bad);}
.vr-title{font-family:var(--serif);font-size:1.25rem;color:var(--ink);font-weight:600;}
.vr-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px 24px;}
@media(max-width:520px){.vr-grid{grid-template-columns:1fr;}}
.vr-grid .k{font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:700;}
.vr-grid .v{font-size:1rem;color:var(--ink);font-weight:600;margin-top:2px;}
.vr-status{display:inline-flex;align-items:center;gap:7px;font-weight:700;color:var(--good);}
.vr-foot{margin-top:16px;font-size:.8rem;color:var(--muted);border-top:1px solid rgba(0,0,0,.06);padding-top:12px;}

/* ---- process steps ---- */
.steps{counter-reset:s;display:grid;gap:22px;}
.step{display:flex;gap:18px;}
.step::before{counter-increment:s;content:counter(s);flex:none;width:40px;height:40px;border-radius:50%;
  background:var(--navy);color:#fff;font-family:var(--serif);font-weight:600;display:grid;place-items:center;}
.step h4{margin-bottom:5px;}
.step p{margin:0;font-size:.95rem;}

/* ---- table ---- */
.table{width:100%;border-collapse:collapse;font-size:.95rem;}
.table th,.table td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--line);}
.table th{font-size:.74rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:700;background:var(--mist);}
.table tr:hover td{background:var(--mist);}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px;}

/* ---- generic form fields (contact form etc.) ---- */
.panel input, .panel textarea, .panel select,
.callout input, .callout textarea{
  width:100%;border:1.5px solid var(--line-strong);border-radius:8px;
  padding:11px 13px;font-family:var(--sans);font-size:.95rem;color:var(--ink);
  background:#fff;margin-top:5px;transition:border-color .15s;}
.panel input:focus, .panel textarea:focus, .callout input:focus, .callout textarea:focus{
  outline:none;border-color:var(--navy);}
.panel textarea, .callout textarea{resize:vertical;min-height:96px;}

/* ---- note / callout ---- */
.note{border-left:3px solid var(--gold);background:var(--gold-soft);padding:16px 20px;border-radius:0 8px 8px 0;font-size:.94rem;color:#5c451c;}
.callout{background:var(--mist);border:1px solid var(--line);border-radius:12px;padding:26px;}

/* ---- footer ---- */
.site-footer{background:var(--navy-deep);color:#9fb6d0;font-size:.9rem;}
.footer-top{padding:56px 0 40px;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;}
@media(max-width:860px){.footer-top{grid-template-columns:1fr 1fr;gap:30px;}}
@media(max-width:520px){.footer-top{grid-template-columns:1fr;}}
.footer-brand .brand-name{color:#fff;}
.footer-brand p{color:#8ba4c1;margin:14px 0 0;max-width:34ch;font-size:.9rem;}
.footer-col h5{color:#fff;font-family:var(--sans);font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:16px;font-weight:700;}
.footer-col a{display:block;color:#a9c0da;padding:6px 0;font-size:.92rem;}
.footer-col a:hover{color:#fff;}
.footer-seal{display:flex;align-items:center;gap:12px;margin-bottom:8px;}
.footer-seal svg{width:44px;height:44px;}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:22px 0;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;font-size:.82rem;color:#7f98b6;}
.footer-bottom a{color:#a9c0da;}
.footer-legal{display:flex;gap:20px;flex-wrap:wrap;}

/* utility */
.center{text-align:center;}
.mt-0{margin-top:0;}
.mb-0{margin-bottom:0;}
.stack>*+*{margin-top:14px;}
.chip-row{display:flex;gap:8px;flex-wrap:wrap;}

/* ==========================================================================
   v2 — CFA-scale components: mega-menu, media/insight/event/report cards,
   article layout, membership tiers, program-finder, testimonial, hubs.
   ========================================================================== */

/* ---- mega-menu (desktop) ---- */
.nav{gap:2px;}
.nav-item{position:relative;display:flex;align-items:center;}
.nav-item > a{color:var(--ink);font-weight:500;font-size:.95rem;padding:24px 14px;display:inline-flex;align-items:center;gap:6px;}
.nav-item > a .caret{width:8px;height:8px;border-right:2px solid var(--muted);border-bottom:2px solid var(--muted);transform:rotate(45deg);margin-top:-3px;transition:.15s;}
.nav-item:hover > a,.nav-item:focus-within > a{color:var(--navy);background:var(--mist);}
.nav-item:hover > a .caret,.nav-item:focus-within > a .caret{transform:rotate(225deg);margin-top:2px;border-color:var(--gold);}
.nav-item.current > a{color:var(--navy);box-shadow:inset 0 -3px 0 var(--gold);}
.mega{position:absolute;top:100%;left:0;min-width:600px;background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);
  border-radius:0 0 12px 12px;box-shadow:0 24px 48px -20px rgba(11,42,78,.35);padding:24px;z-index:60;
  opacity:0;visibility:hidden;transform:translateY(8px);transition:opacity .16s,transform .16s,visibility .16s;}
.nav-item:hover .mega,.nav-item:focus-within .mega{opacity:1;visibility:visible;transform:none;}
.nav-item.mega-right .mega{left:auto;right:0;}
.mega-layout{display:grid;grid-template-columns:1fr 1fr 260px;gap:10px 24px;}
.mega-layout.two{grid-template-columns:1fr 260px;min-width:480px;}
.mega-col h5{font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:700;margin:4px 10px 8px;}
.m-link{display:block;padding:8px 10px;border-radius:8px;}
.m-link:hover{background:var(--mist);}
.m-link .t{font-weight:600;color:var(--ink);font-size:.92rem;}
.m-link:hover .t{color:var(--navy);}
.m-link .d{font-size:.78rem;color:var(--muted);line-height:1.35;}
.mega-feature{grid-column:3;background:var(--mist);border-radius:10px;overflow:hidden;display:flex;flex-direction:column;}
.mega-layout.two .mega-feature{grid-column:2;}
.mega-feature img{width:100%;height:110px;object-fit:cover;}
.mega-feature .mf-body{padding:14px 16px;}
.mega-feature .mf-k{font-size:.68rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);font-weight:700;}
.mega-feature h4{font-size:1rem;margin:4px 0 6px;}
.mega-feature p{font-size:.82rem;color:var(--muted);margin:0;}

/* ---- mobile mega (details accordion) ---- */
.m-group{border-bottom:1px solid var(--line);}
.m-group summary{padding:15px 24px;font-weight:600;color:var(--ink);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;}
.m-group summary::-webkit-details-marker{display:none;}
.m-group summary::after{content:"+";color:var(--gold);font-size:1.2rem;font-weight:400;}
.m-group[open] summary::after{content:"\2013";}
.m-group .m-sub{padding:0 24px 12px;}
.m-group .m-sub a{display:block;padding:9px 0;color:var(--body);font-size:.92rem;border:0;}

/* ---- media cards ---- */
.card-media{position:relative;aspect-ratio:16/9;overflow:hidden;background:var(--navy);}
.card-media img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .4s ease;}
.card:hover .card-media img{transform:scale(1.05);}
.card-media .badge-tl{position:absolute;top:12px;left:12px;background:rgba(7,29,56,.85);color:#fff;font-size:.7rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:5px 10px;border-radius:6px;}
.meta-row{display:flex;gap:12px;align-items:center;margin-bottom:9px;flex-wrap:wrap;}
.card-tag{color:var(--gold);font-weight:700;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;}
.card-date{color:var(--muted);font-size:.78rem;}

/* ---- featured (hero) article ---- */
.feature-article{display:grid;grid-template-columns:1.05fr .95fr;gap:0;border:1px solid var(--line);border-radius:14px;overflow:hidden;background:#fff;box-shadow:var(--shadow);}
.feature-article .fa-media{background:var(--navy);min-height:300px;}
.feature-article .fa-media img{width:100%;height:100%;object-fit:cover;}
.feature-article .fa-body{padding:38px;display:flex;flex-direction:column;justify-content:center;}
@media(max-width:820px){.feature-article{grid-template-columns:1fr;}.feature-article .fa-media{min-height:200px;}}

/* ---- media split / frames ---- */
.media-frame{border-radius:14px;overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line);background:var(--navy);}
.media-frame img{width:100%;display:block;}
.hero-media{border-radius:14px;overflow:hidden;box-shadow:0 30px 60px -30px rgba(0,0,0,.6);border:1px solid rgba(255,255,255,.12);}
.hero-media img{width:100%;display:block;}

/* ---- events ---- */
.event{display:flex;gap:20px;align-items:flex-start;padding:20px 0;border-bottom:1px solid var(--line);}
.event:last-child{border-bottom:0;}
.event-date{flex:none;width:74px;border:1px solid var(--line);border-radius:10px;overflow:hidden;text-align:center;}
.event-date .mo{background:var(--navy);color:#fff;font-size:.68rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:5px 0;}
.event-date .d{font-family:var(--serif);font-size:1.7rem;color:var(--navy);padding:6px 0;line-height:1;}
.event-body{flex:1;}
.event-body h4{margin-bottom:5px;}
.event-body h4 a{color:var(--ink);}
.event-body h4 a:hover{color:var(--navy);}
.event-meta{font-size:.84rem;color:var(--muted);display:flex;gap:16px;flex-wrap:wrap;margin-top:6px;}
.event-meta span{display:inline-flex;align-items:center;gap:6px;}

/* ---- reports ---- */
.report{display:flex;gap:18px;border:1px solid var(--line);border-radius:12px;padding:18px;background:#fff;transition:.2s;}
.report:hover{box-shadow:var(--shadow);border-color:var(--line-strong);}
.report-cover{flex:none;width:92px;height:118px;border-radius:8px;overflow:hidden;background:var(--navy);}
.report-cover img{width:100%;height:100%;object-fit:cover;}
.report-body{flex:1;display:flex;flex-direction:column;}
.report-body .r-k{font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);font-weight:700;}
.report-body h4{margin:4px 0 6px;font-size:1.05rem;}
.report-body p{font-size:.88rem;color:var(--body);margin:0 0 10px;}
.report-body .r-cta{margin-top:auto;font-weight:600;color:var(--blue);font-size:.88rem;}

/* ---- testimonial / institutional quote ---- */
.quote{max-width:860px;margin:0 auto;text-align:center;}
.quote .mark{font-family:var(--serif);font-size:4rem;line-height:.6;color:var(--gold);}
.quote blockquote{font-family:var(--serif);font-size:clamp(1.4rem,2.6vw,2rem);line-height:1.34;color:#fff;margin:14px 0 22px;font-weight:500;}
.section--mist .quote blockquote{color:var(--ink);}
.quote .cite{font-size:.9rem;color:var(--gold-hi);font-weight:600;}
.section--mist .quote .cite{color:var(--gold);}
.pull{border-left:4px solid var(--gold);padding:6px 0 6px 24px;margin:28px 0;font-family:var(--serif);font-size:1.5rem;line-height:1.35;color:var(--navy);}

/* ---- membership tiers ---- */
.tier{display:flex;flex-direction:column;height:100%;}
.tier .card-body{padding:28px;}
.tier--featured{border-top:3px solid var(--gold);}
.tier-name{font-family:var(--serif);font-size:1.4rem;color:var(--navy);}
.tier-who{color:var(--muted);font-size:.88rem;margin:2px 0 14px;}
.tier-price{font-family:var(--serif);font-size:2rem;color:var(--ink);margin:6px 0;}
.tier-price small{font-size:.9rem;color:var(--muted);font-family:var(--sans);}
.tier ul{list-style:none;display:grid;gap:10px;margin:16px 0 22px;}
.tier ul li{display:flex;gap:10px;font-size:.92rem;color:var(--body);}
.tier ul li::before{content:"\2713";color:var(--gold);font-weight:800;}
.tier .btn{margin-top:auto;}

/* ---- byline (articles) ---- */
.byline{display:flex;align-items:center;gap:12px;margin:18px 0 6px;}
.byline .avatar{flex:none;width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--gold-hi);display:grid;place-items:center;font-family:var(--serif);font-weight:600;}
.byline .b-name{font-weight:600;color:var(--ink);font-size:.92rem;}
.byline .b-meta{font-size:.8rem;color:var(--muted);}
.article-hero{background:linear-gradient(120deg,var(--navy-deep),var(--navy));color:#cddcec;}
.article-hero .container{padding:52px 24px 56px;}
.article-hero h1{color:#fff;max-width:22ch;}
.article-hero .a-tag{color:var(--gold-hi);font-weight:700;font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;}
figure.fig{margin:26px 0;}
figure.fig figcaption{font-size:.82rem;color:var(--muted);margin-top:8px;text-align:center;}

/* ---- program-finder (compass) ---- */
.finder{max-width:680px;margin:0 auto;background:#fff;border-radius:14px;box-shadow:var(--shadow);padding:30px;}
.finder-q{margin-bottom:22px;}
.finder-q h4{color:var(--ink);margin-bottom:12px;}
.finder-opts{display:flex;flex-wrap:wrap;gap:10px;}
.finder-opt{border:1.5px solid var(--line-strong);background:#fff;border-radius:8px;padding:10px 16px;font-family:var(--sans);font-size:.92rem;font-weight:500;color:var(--ink);cursor:pointer;transition:.15s;}
.finder-opt:hover{border-color:var(--navy);}
.finder-opt.sel{background:var(--navy);color:#fff;border-color:var(--navy);}
.finder-result{margin-top:10px;padding:24px;border-radius:12px;background:var(--gold-soft);border:1px solid #e6d3ac;display:none;}
.finder-result.show{display:block;animation:fade .25s ease;}
.finder-result .fr-k{font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);font-weight:700;}
.finder-result h3{margin:6px 0 8px;color:var(--navy);}

/* ---- section landing hero ---- */
.section-landing{background:linear-gradient(120deg,var(--navy-deep),var(--navy));color:#cddcec;position:relative;overflow:hidden;}
.section-landing::before{content:"";position:absolute;inset:0;background:url("assets/meridian.svg") right center/auto 150% no-repeat;opacity:.4;}
.section-landing .container{position:relative;padding:64px 24px;}
.section-landing h1{color:#fff;}
.section-landing .lede{color:#c6d6ea;}

/* ---- misc ---- */
.tag-row{display:flex;gap:8px;flex-wrap:wrap;margin:16px 0;}
.tag{background:var(--mist-2);color:var(--navy);font-size:.78rem;font-weight:600;padding:5px 12px;border-radius:99px;}
.overline{font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);}
.two-col-prose{columns:2;column-gap:44px;}
@media(max-width:720px){.two-col-prose{columns:1;}.mega-layout,.mega-layout.two{grid-template-columns:1fr;min-width:0;}}
.linklist{list-style:none;display:grid;gap:2px;}
.linklist a{display:flex;justify-content:space-between;gap:12px;padding:14px 0;border-bottom:1px solid var(--line);color:var(--ink);font-weight:500;}
.linklist a:hover{color:var(--navy);}
.linklist a .go{color:var(--gold);}